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Fight Your No Insurance Ticket In Ontario
If you have a no insurance ticket in Ontario, you have every reason to be concerned. The correct choice would be to consider fighting the ticket. Driving with no insurance is a big mistake. If you have been charged under the Compulsory Automobile Insurance Act (CAIA) for having no insurance, please allow OTD Legal the opportunity to help rectify this mistake. In Ontario, vehicles are required to be insured by their owners before being driven. The traffic violation “Operate Motor Vehicle on Highway – No Insurance” falls under the Ontario Compulsory Automobile Insurance Act. Automobile insurance protects both the driver as well as anyone else impacted by their driving due to property damage, injury, or death. Not only could failing to have proper insurance result in devastating financial hardship should you be sued in the event of an accident, but it could also lead to being charged by the police and facing severe court penalties. These four main insurance-related charges are generally referred to as:
- 2(1)(a) Owner Operate Motor Vehicle on Highway – No Insurance
- 2(1)(b) Permit Operate Motor Vehicle on Highway – No Insurance
- 2(3)(b) Produce False Proof of Insurance
- 3(1) Fail to Surrender Insurance Card
- operate the motor vehicle; or
- cause or permit the motor vehicle to be operated,
- an insurance card for the motor vehicle; or
- an insurance card evidencing that the operator is insured under a contract of automobile insurance,
DEFINITIONS:
“Automobile insurance” means insurance against liability arising out of bodily injury to or the death of a person or loss of or damage to property caused by a motor vehicle or the use or operation thereof, and which,
- insures at least to the limit required by section 251 of the Insurance Act,
- provides the statutory accident benefits set out in the Statutory Accident Benefits Schedule under the Insurance Act, and
- provides the benefits prescribed under section 265 of the Insurance Act; (“assurance-automobile”)
Have You Been Charged under the Ontario Compulsory Automobile Insurance Act?
If you’ve been charged under the Compulsory Automobile Insurance Act in Ontario, you should contact us as soon as possible. We have skill and experience in helping drivers just like you who have been charged under this act. We provide free, confidential consultations. We help drivers throughout Ontario including Kitchener, Georgetown, London, Windsor and from our head office in Cambridge. Contact us online, call us directly at 1-844-647-6869, or text a copy of your ticket to 226-240-2480.